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How to Get a Replacement Car Key The loss of a car key could be a traumatic experience. It can also be costly depending on the kind of key you have. Contacting an auto locksmith is the quickest method of replacing the key. This is typically less expensive and quicker than calling an auto dealer or roadside assistance. Cost In the past the loss of your car keys was not a big issue. auto car key replacement could go to your local hardware store and have an alternative key made. Today, however the process is more complex and expensive. It's because cars are technologically advanced, and their keys are as well. While this can make the keys more secure from theft, they are also more expensive to replace. The cost of a lost key replacement will depend on the year, make and model of your car. A lot of newer vehicles have key fobs that have a transponder chip in them to prevent theft. The chips must be linked to your vehicle, which typically requires a locksmith or a dealership. The cost can vary based on your car type however, it could be as high as $200. Certain modern vehicles also have a laser-cut key that must be programmed using a special machine only found at dealerships and auto locksmiths. The cost of the key for this kind of lock can be up to $100. Another factor that affects the cost of a lost key is where you live. If you're located in a remote area there is a chance that you will need to pay an additional fee for the service since the locksmith or tow truck must travel a distance to reach you. In addition, locksmiths will charge extra for holiday or after hours weekends. You can reduce the cost of replacing the car key that was lost by keeping a spare key at your home or in your wallet. Keep your car's registration or title documents with you, as they will be required to prove you are the owner of the vehicle in the event that you have to contact the dealership for a replacement key. You can also contact your roadside service for assistance. They may be able offer you temporary replacements, based on their terms and conditions. Time is a major factor. Losing your car keys can be a hassle, but you shouldn't panic. Spend a few minutes searching for your keys in obvious places, like your purse or pocket. Then, go back and recall your day to determine the places you may have left them. This will help you remember if you've lost them, or if they are still in your vehicle. If you're unable to locate your car keys, it could be time to purchase a replacement. The majority of modern vehicles come with a remote key fob which utilizes a number of codes to unlock and start the vehicle. This type of key must be changed to ensure it is compatible with your vehicle. This is usually the responsibility of an expert. You should consult an auto locksmith to find out if they can handle this, and you'll also require evidence of ownership. Old-fashioned car keys made of metal are much simpler to replace than remote fobs for keys. They operate 100% mechanically and aren't difficult to duplicate, which is why locksmiths in your area can give you a new one on the spot in the event that you've lost one. The locksmith can also duplicate your ignition cylinder but this is an additional cost. However, if you want to keep backups of your old-school car keys you can visit a hardware store specializing in automobiles and have them copied quickly and inexpensively. You should also consider replacing your car keys if they're starting to look worn down. The teeth on the key and the lock cylinder could become worn down due to the use of the keys over time and make it difficult to align them correctly with one another. If the key begins to stick, it may be time to replace it. If you own a brand new vehicle and it's a high-end model, the key might need to be programmed by the dealership. This is a difficult task which can be costly and take a long amount of time to complete. You could be covered by the warranty on your car or insurance dependent on the model of your vehicle. Accessibility Even if you're a great driver it's still possible to lose your car keys. This can be a major hassle, especially if it happens at the worst time like when you're at the supermarket or at the gas station and need to get back home. Fortunately, there are several ways to replace your lost key. You can find a locksmith, contact roadside assistance, or contact your insurance provider. You'll first need to determine the kind of key you have. It is important to understand that different cars use different keys. Some keys are old-fashioned and only lock using the key cylinder. Others include a chip which communicates with the vehicle to open doors and also start the car. Certain keys can be changed by an auto locksmith, but you may need to visit a dealership to get one from the manufacturer if yours is smart key. If you're using a traditional key or a smart key the first step should be to read the manual or contact the dealer for instructions on how to connect it to your vehicle. You will need to provide proof that you own the vehicle, and then wait a few extra days before your dealer can request an alternative. This method might also require you bring the vehicle to a locksmith or service provider to be programmed, making this the ideal option for people working on tight schedules or have a limited mobility. If you have a spare key, the process is much easier. You can usually buy a replacement key online at a reasonable cost depending on the model of car. If your keys come with an electronic transponder or key fob, you'll require a certified expert in order to replace them and program them. Depending on your car's make and model, you may need to have it towed at the dealer, or hire a locksmith replace the key. A bluetooth tracker is a different way to get a replacement car key. These tiny devices can be affixed to your keyring and emit the signature, which can be retrieved using a mobile phone that has an application installed. The app will then show you the location of the key, so you can locate it if you need to. Insurance Car insurance policies typically do not cover the cost of lost keys. However, there are exceptions. Many of the best car insurance firms that are committed to customer satisfaction provide add-on coverage for things like lost keys. It is usually an extra fee, but it can be less expensive than having to pay out of pocket for the cost of replacing keys. Whether or not car insurance covers lost keys depends on the specific policy and deductible. Most traditional metal keys are simple to replace, however when you have an smart key or electronic fob, it can be more difficult. These keys are laser-cut and use computer chips to transmit an electronic signal to the vehicle, which means they're more difficult to replace than traditional mechanical keys. These keys are also more expensive because you'll need to pay a locksmith and the key itself. You can consider using an auto club service or roadside assistance to save money when replacing a lost key. These services may offer locksmiths discounted rates, and may even cover the cost of a new key. Some of these firms also provide emergency lockout services which are useful when you're in a hurry and have to get back on the road. Another option is to call your car dealer to see whether they can help. Locksmiths are typically available at all dealerships and they may be able to make you a key for a reasonable price. However, if the dealer has to order a new key for your model, it can take several days for it to arrive. No matter which method you choose, be sure to keep all receipts and other documentation so that you can file a claim with the insurance company of your car in the event of a claim. Losing your car keys is a common occurrence. It's not pleasant however, it can occur to anyone. There are ways to avoid expensive consequences. While the most affordable and quickest way to replace your lost keys to your car is to contact an authorized locksmith in your area It is important to weigh the financial benefits against the time involved and the possibility of deductible payments prior to filing a claim with your insurance company.